Buy a Home
PURCHASE
Your housewarming party is right around the corner!
Purchase loan options
We understand that purchasing a home is a big decision, and it can sometimes feel overwhelming. But know that you're not alone. Our personal goal is to ensure you get the loan you need, when you need it, at the rate you deserve, all with a level of care beyond your expectations.
Alternative Home Loans
Loans that are not required to meet standard agency documentation requirements
Which rate type is best for me?
Fixed Rate
Most popular option; interest rate stays the same for the entire loan term (typically 30 years)
Good choice if you plan on staying in the home for a long time
Consistent monthly principal and interest payments
ARM
Adjustable Rate Mortgage that fluctuates depending on current market conditions
Good choice if you plan on only owning the home for a short time
Initial monthly payments may be lower
Calculate a monthly payment
Dream, plan, budget, and make it happen.
Looking to purchase your first home?
Congratulations on taking the first step toward becoming a homeowner! Our Local Mortgage Advisors are here to guide you throughout the process, so you feel informed and confident every step of the way.
Documents Checklist
Paperwork might not sound exciting, but we promise we’ll make it easy and stress-free. You can go completely digital or opt for one-on-one support.
Income & Employment
Although not required for some of our alternative home loans, these documents verify your income and employment status.
Bank Statements
In most cases, two months of bank statements will be required, along with verification of any gift funds.
Credit Report
With your green light, we’ll run your credit report to help determine eligibility.
Insurance
We’ll need your insurance carrier’s contact information, plus proof of homeowner’s insurance and other policies if necessary.
